/* ═══ ONLINE-KREDITHILFE v2 ═══ */
:root{--g1:#1A3D2F;--g2:#27AE60;--gd:#0d2318;--gl:#EAF4EE;--au:#F0B429;--tx:#0d2318;--ts:#4a5e52;--tm:#7a9a88;}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
/* ── FIX OVERFLOW HORIZONTAL MOBILE ── */
html{scroll-behavior:smooth;overflow-x:hidden;max-width:100%;}
body{font-family:'Outfit',sans-serif;color:var(--tx);background:#fff;overflow-x:hidden;max-width:100%;position:relative;}
/* Tous les éléments directs du body ne peuvent pas dépasser la largeur */
body>*{max-width:100%;overflow-x:hidden;}
/* Les sections et wrappers restent dans la fenêtre */
section,header,footer,nav,.nav,.hs,.kt-section,.reviews-section,.cta-band{
  max-width:100%;
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{text-decoration:none;color:inherit;}

/* ── NAV ── */
.nav{background:var(--g1);border-bottom:3px solid var(--au);padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:72px;position:sticky;top:0;z-index:9000;}
.nav-logo img{height:44px;}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none;}
.nav-links>li{position:relative;}
.nav-links>li>a{display:flex;align-items:center;gap:5px;font-size:.88rem;font-weight:500;color:rgba(255,255,255,.82);padding:8px 14px;border-radius:4px;transition:color .2s,background .2s;white-space:nowrap;}
.nav-links>li>a:hover,.nav-links>li>a.active{color:var(--au);background:rgba(240,180,41,.1);}
.nav-links>li>a svg{transition:transform .25s;}
/* FIX menu déroulant : pseudo-élément pont + délai de fermeture */
.nav-links>li{padding-bottom:8px;margin-bottom:-8px;}
.nav-dropdown{display:none;position:absolute;top:100%;left:0;background:var(--g1);border:1px solid rgba(255,255,255,.1);border-radius:10px;min-width:230px;padding:8px;box-shadow:0 16px 40px rgba(0,0,0,.35);list-style:none;z-index:9001;}
.nav-links>li:hover .nav-dropdown{display:block;}
.nav-links>li:hover>a svg{transform:rotate(180deg);}
.nav-dropdown li a{display:flex;align-items:center;gap:10px;font-size:.86rem;font-weight:400;color:rgba(255,255,255,.75);padding:10px 12px;border-radius:6px;transition:background .2s,color .2s;}
.nav-dropdown li a:hover{background:rgba(240,180,41,.12);color:var(--au);}
.dd-icon{width:28px;height:28px;border-radius:7px;background:rgba(255,255,255,.07);display:flex;align-items:center;justify-content:center;font-size:13px;flex-shrink:0;}
.nav-right{display:flex;align-items:center;gap:16px;}
.nav-tel{display:flex;align-items:center;gap:8px;font-size:.84rem;color:rgba(255,255,255,.6);}
.nav-tel strong{color:rgba(255,255,255,.9);}
.nav-cta{background:var(--au);color:var(--gd)!important;font-weight:700;font-size:.86rem;padding:10px 22px;border-radius:4px;transition:background .2s;}
.nav-cta:hover{background:#e8aa1a;}
.nav-burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px;background:none;border:none;}
.nav-burger span{display:block;width:22px;height:2px;background:rgba(255,255,255,.8);border-radius:2px;}
.nav-mobile{display:none;position:fixed;inset:0;background:var(--g1);z-index:8999;padding:80px 24px 32px;overflow-y:auto;flex-direction:column;gap:6px;}
.nav-mobile.open{display:flex;}
.nav-mobile a{font-size:1rem;font-weight:500;color:rgba(255,255,255,.85);padding:13px 16px;border-radius:8px;border-bottom:1px solid rgba(255,255,255,.06);display:block;}
.nav-mobile a:hover{background:rgba(255,255,255,.06);color:var(--au);}
.mob-sub{padding-left:28px!important;font-size:.9rem!important;color:rgba(255,255,255,.6)!important;}
.nav-mobile-close{position:absolute;top:18px;right:20px;background:none;border:none;color:rgba(255,255,255,.7);font-size:24px;cursor:pointer;}
@media(max-width:960px){.nav-links,.nav-tel{display:none;}.nav-burger{display:flex;}}

/* ── PAGE BANNER ── */
.page-banner{background:var(--gl);border-bottom:1px solid rgba(26,61,47,.1);padding:44px 5% 0;}
.page-banner-inner{max-width:1140px;margin:0 auto;}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--tm);margin-bottom:20px;}
.breadcrumb a{color:var(--tm)!important;}.breadcrumb a:hover{color:var(--g1)!important;}
.breadcrumb-cur{color:var(--g1);font-weight:600;}.breadcrumb-sep{opacity:.5;}
.page-banner-top{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap;padding-bottom:28px;border-bottom:1px solid rgba(26,61,47,.1);}
.page-banner h1{font-family:'Cormorant Garamond',serif;font-size:clamp(1.9rem,3.2vw,3rem);font-weight:700;line-height:1.1;color:var(--tx);}
.page-banner h1 em{font-style:italic;color:var(--g2);}
.page-banner-ctas{display:flex;gap:10px;flex-wrap:wrap;align-items:center;}
.pbs-row{display:flex;align-items:stretch;}
.pbs{flex:1;text-align:center;padding:18px 20px;border-right:1px solid rgba(26,61,47,.1);}
.pbs:last-child{border-right:none;}
.pbs-num{font-family:'Cormorant Garamond',serif;font-size:1.7rem;font-weight:700;color:var(--g1);line-height:1;}
.pbs-num em{font-style:normal;color:var(--au);}
.pbs-lbl{font-size:10px;color:var(--tm);text-transform:uppercase;letter-spacing:.1em;margin-top:4px;}

/* ── UTILITAIRES ── */
.section{padding:88px 5%;}
.section-inner{max-width:1140px;margin:0 auto;}
.section-head{text-align:center;margin-bottom:56px;}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:10.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--g2);margin-bottom:14px;}
.eyebrow::before,.eyebrow::after{content:'';width:20px;height:1px;background:var(--g2);opacity:.5;}
.eyebrow-gold{color:var(--au)!important;}
.eyebrow-gold::before,.eyebrow-gold::after{background:var(--au)!important;}
.section-title{font-size:clamp(1.8rem,2.8vw,2.6rem);font-weight:700;line-height:1.18;color:var(--tx);margin-bottom:12px;}
.section-title em{font-family:'Cormorant Garamond',serif;font-style:italic;color:var(--g2);}
.section-title-white{color:#fff!important;}
.section-title-white em{color:var(--au)!important;}
.section-sub{font-size:.97rem;font-weight:300;color:var(--ts);max-width:560px;margin:0 auto;line-height:1.75;}
.section-sub-white{color:rgba(255,255,255,.6)!important;}
.btn-gold{display:inline-flex;align-items:center;gap:9px;background:var(--au);color:var(--gd)!important;font-family:'Outfit',sans-serif;font-weight:700;font-size:.92rem;padding:14px 28px;border-radius:4px;transition:background .2s,transform .15s;box-shadow:0 6px 24px rgba(240,180,41,.28);}
.btn-gold:hover{background:#e8aa1a;transform:translateY(-2px);}
.btn-dark{display:inline-flex;align-items:center;gap:8px;background:var(--g1);color:#fff!important;font-family:'Outfit',sans-serif;font-weight:600;font-size:.9rem;padding:13px 26px;border-radius:4px;transition:background .2s;}
.btn-dark:hover{background:#0f2a1e;}
.btn-outline-dark{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--g1)!important;font-family:'Outfit',sans-serif;font-weight:500;font-size:.92rem;padding:13px 22px;border-radius:4px;border:1.5px solid rgba(26,61,47,.25);transition:border-color .2s;}
.btn-outline-dark:hover{border-color:var(--g1);}
.btn-outline-white{display:inline-flex;align-items:center;gap:8px;background:transparent;color:rgba(255,255,255,.8)!important;font-family:'Outfit',sans-serif;font-weight:500;font-size:.92rem;padding:13px 22px;border-radius:4px;border:1px solid rgba(255,255,255,.22);transition:border-color .2s,color .2s;}
.btn-outline-white:hover{color:#fff!important;border-color:rgba(255,255,255,.55);}
.check-list{list-style:none;display:flex;flex-direction:column;gap:12px;}
.check-list li{display:flex;align-items:flex-start;gap:11px;font-size:.92rem;color:var(--ts);line-height:1.55;}
.check-list li::before{content:'';width:20px;height:20px;border-radius:50%;background:var(--g2);flex-shrink:0;margin-top:1px;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 12 12' fill='none'%3E%3Cpath d='M2 6l3 3 5-5' stroke='white' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-size:12px;background-repeat:no-repeat;background-position:center;}
.check-list-white li{color:rgba(255,255,255,.8)!important;}
.sub-eyebrow{display:flex;align-items:center;gap:10px;margin-bottom:18px;}
.sub-el{width:28px;height:2px;background:var(--g2);border-radius:2px;}
.sub-et{font-size:10.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--g2);}

/* ── CTA BAND ── */
.cta-band{background:linear-gradient(135deg,var(--g1) 0%,var(--gd) 100%);padding:56px 5%;}
.cta-band-inner{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;}
.cta-band-tag{font-size:10.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--au);margin-bottom:8px;}
.cta-band-title{font-size:clamp(1.5rem,2.4vw,2rem);font-weight:700;color:#fff;margin:0;line-height:1.2;}
.cta-band-title em{font-family:'Cormorant Garamond',serif;font-style:italic;color:var(--au);}

/* ── AVIS (partagé) ── */
.reviews-section{background:#0d2318;padding:88px 0;}
.reviews-head{text-align:center;padding:0 5%;margin-bottom:52px;}
.reviews-stats{display:flex;align-items:center;justify-content:center;gap:40px;margin-bottom:40px;flex-wrap:wrap;}
.rv-stat-num{font-family:'Cormorant Garamond',serif;font-size:2.8rem;font-weight:700;color:var(--au);line-height:1;}
.rv-stat-lbl{font-size:11px;color:rgba(255,255,255,.4);text-transform:uppercase;letter-spacing:.1em;margin-top:4px;}
.rv-stat-sep{width:1px;height:48px;background:rgba(255,255,255,.1);}
.rv-track-wrap{overflow:hidden;max-width:100%;width:100%;mask-image:linear-gradient(to right,transparent 0%,black 6%,black 94%,transparent 100%);-webkit-mask-image:linear-gradient(to right,transparent 0%,black 6%,black 94%,transparent 100%);}
.rv-track{display:flex;width:max-content;gap:16px;padding:0 16px;}
.rv-track.row1{animation:rv-scroll1 40s linear infinite;}
.rv-track.row2{animation:rv-scroll2 44s linear infinite;margin-top:16px;}
.rv-track-wrap:hover .rv-track{animation-play-state:paused;}
@keyframes rv-scroll1{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
@keyframes rv-scroll2{0%{transform:translateX(-50%)}100%{transform:translateX(0)}}
.rv-card{background:#132d21;border:1px solid rgba(255,255,255,.07);border-radius:14px;padding:20px 22px;width:300px;flex-shrink:0;display:flex;flex-direction:column;gap:10px;transition:border-color .2s;}
.rv-card:hover{border-color:rgba(240,180,41,.3);}
.rv-stars{display:flex;gap:2px;}
.rv-star{color:var(--au);font-size:12px;}
.rv-text{font-size:.86rem;font-weight:300;color:rgba(255,255,255,.75);line-height:1.65;flex:1;}
.rv-author{display:flex;align-items:center;gap:9px;padding-top:10px;border-top:1px solid rgba(255,255,255,.06);}
.rv-avatar{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;color:#fff;flex-shrink:0;}
.rv-name{font-size:.86rem;font-weight:600;color:rgba(255,255,255,.9);}
.rv-job{font-size:.75rem;color:rgba(255,255,255,.38);}
.reviews-cta{text-align:center;margin-top:40px;}

/* ── FOOTER ── */
.footer{background:var(--gl);padding:72px 5% 0;}
.footer-grid{max-width:1140px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px;padding-bottom:52px;border-bottom:1px solid rgba(26,61,47,.1);}
.footer-logo{max-height:48px;margin-bottom:18px;}
.footer-desc{font-size:.88rem;font-weight:300;color:var(--ts);line-height:1.75;margin-bottom:20px;max-width:270px;}
.footer-socials{display:flex;gap:8px;margin-bottom:22px;}
.footer-social{width:34px;height:34px;border-radius:8px;background:rgba(26,61,47,.08);display:flex;align-items:center;justify-content:center;transition:background .2s;}
.footer-social:hover{background:var(--g1);}
.footer-social svg{width:15px;height:15px;stroke:var(--g1);}
.footer-social:hover svg{stroke:var(--au);}
.footer-ci{display:flex;align-items:center;gap:9px;font-size:.84rem;color:var(--ts);margin-bottom:9px;}
.footer-ci-icon{width:26px;height:26px;border-radius:6px;background:rgba(26,61,47,.08);display:flex;align-items:center;justify-content:center;}
.footer-ci-icon svg{width:12px;height:12px;stroke:var(--g1);}
.footer-col-title{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--g1);padding-bottom:10px;border-bottom:2px solid var(--au);display:inline-block;margin-bottom:18px;}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:10px;}
.footer-links a{font-size:.86rem;color:var(--ts);display:flex;align-items:center;gap:6px;transition:color .2s,gap .2s;}
.footer-links a::before{content:'';width:4px;height:4px;border-radius:50%;background:var(--g2);flex-shrink:0;opacity:.6;}
.footer-links a:hover{color:var(--g1);gap:9px;}
.footer-links a:hover::before{opacity:1;}
.footer-hours{display:flex;flex-direction:column;gap:9px;margin-bottom:22px;}
.footer-hour{display:flex;justify-content:space-between;font-size:.85rem;}
.footer-hour-day{color:var(--ts);}
.footer-hour-time{font-weight:600;color:var(--g1);}
.footer-hour-closed{font-weight:500;color:#c0392b;}
.footer-badge{background:var(--g1);border-radius:10px;padding:14px 16px;display:flex;align-items:center;gap:12px;}
.footer-badge-num{font-size:1.5rem;}
.footer-badge-title{font-size:11px;font-weight:700;color:var(--au);text-transform:uppercase;letter-spacing:.1em;}
.footer-badge-sub{font-size:10.5px;color:rgba(255,255,255,.45);margin-top:2px;}
.footer-bottom{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;flex-wrap:wrap;}
.footer-copy{font-size:.8rem;color:var(--tm);}
.footer-copy strong{color:var(--g1);}
.footer-legal{display:flex;gap:18px;flex-wrap:wrap;}
.footer-legal a{font-size:.8rem;color:var(--tm);transition:color .2s;}
.footer-legal a:hover{color:var(--g1);}

/* ── RESPONSIVE ── */
@media(max-width:1024px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media(max-width:860px){.page-banner-top{flex-direction:column;align-items:flex-start;}.pbs-row{flex-wrap:wrap;}.pbs{min-width:45%;}}
@media(max-width:600px){.footer-grid{grid-template-columns:1fr;}.section{padding:60px 5%;}.cta-band-inner{flex-direction:column;align-items:flex-start;}.footer-bottom{flex-direction:column;align-items:flex-start;}.pbs{min-width:50%;}}